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Our debt consolidation calculator shows how much you might be able to save by combining debts into one low-interest monthly payment. Debts to consider consolidating include credit cards, auto, medical debt, personal loans and more. Discover does not offer home equity loans under $35,000.
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· Good Credit Score. Having a good credit score is another key to getting a personal loan with a high debt-to-income ratio. A good credit score shows that your probability of defaulting on the unsecured obligation is relatively small – despite the unaffordable level of existing payments.
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